🏦Bank Scorer

This institution is no longer active

Operations ceased on May 12, 2000. CRA examination history below reflects the period it was active.

PROVIDENT BANK - DALLAS

DALLAS, TX · Supervised by FDIC

Est. 1983FDIC #24,501RSSD: FDIC-24501
Part ofINWOOD BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.75%

Institution Profile

FDIC BankFind

Address

13760 Noel Road, Suite 100, DALLAS, TX

County

Dallas County

Established

June 1, 1983

Total Assets

$183M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$183M

Total Deposits

$159M

Net Loans

$112M

Net Income

$812K

ROA

1.75%

ROE

14.89%

Risk-Based Capital

19.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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