This institution is no longer active
Operations ceased on December 16, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$193M
Total Deposits
$158M
Net Loans
$143M
Net Income
$1M
ROA
0.88%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.39%
Risk-Based Capital
15.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 29 | 65.52% | 13.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2021 | Satisfactory | Small Bank |
| Feb 2019 | Needs to Improve | Small Bank |
| Jan 2013 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Established
Total Assets