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This institution is no longer active

Operations ceased on December 23, 2013. CRA examination history below reflects the period it was active.

PROSPERITY BANK

SAINT AUGUSTINE, FL · Supervised by FDIC

Est. 1984FDIC #24,963RSSD: FDIC-24963
Part ofPROSPERITY BANKING CO THE→ View all charters
Satisfactory Same

Current rating · Exam: November 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.14%

Institution Profile

FDIC BankFind

Address

100 South Park Boulevard, SAINT AUGUSTINE, FL

County

St. Johns County

Established

February 15, 1984

Total Assets

$748M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2011

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2013Call Report / FDIC

Total Assets

$748M

Total Deposits

$491M

Net Loans

$481M

Net Income

$784K

ROA

0.14%

ROE

1.71%

Risk-Based Capital

12.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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