This institution is no longer active
Operations ceased on September 9, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$80M
Total Deposits
$67M
Net Loans
$51M
Net Income
$788K
ROA
1.95%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.23%
Risk-Based Capital
17.47%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 61 | 95.08% | 0.00% |
| 2020 | 83 | 79.52% | 8.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2015 | Satisfactory | Small Bank |
| Dec 2009 | Satisfactory | Small Bank |
| Feb 2004 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Address
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Established
Total Assets