This institution is no longer active

Operations ceased on March 27, 2015. CRA examination history below reflects the period it was active.

PRESTON STATE BANK

DALLAS, TX · Supervised by FDIC

Est. 2003FDIC #57,650RSSD: FDIC-57650

Part ofDCB FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: May 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.06%

Institution Profile

FDIC BankFind

Address

16980 N. Dallas Parkway, Suite 110, DALLAS, TX

County

Dallas County

Established

December 1, 2003

Total Assets

$119M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$119M

Total Deposits

$93M

Net Loans

$108M

Net Income

$1M

ROA

1.06%

ROE

5.36%

Risk-Based Capital

23.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2006

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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