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This institution is no longer active

Operations ceased on February 9, 1995. CRA examination history below reflects the period it was active.

PRESIDENTIAL BANK, F.S.B.

SARASOTA, FL · Supervised by OTS

Est. 1981FDIC #32,075
Satisfactory Same

Current rating · Exam: March 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1520 Ringling Blvd, SARASOTA, FL

County

Sarasota County

Established

February 10, 1981

Total Assets

$260M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 14, 1994

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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