🏦Bank Scorer

This institution is no longer active

Operations ceased on August 10, 1998. CRA examination history below reflects the period it was active.

PREMIUM BANK

GIBBSBORO, NJ · Supervised by OTS

Est. 1988FDIC #32,626
Needs to Improve Down

Current rating · Exam: September 1997

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Institution Profile

FDIC BankFind

Address

6 East Clementon Road, GIBBSBORO, NJ

County

Camden County

Established

December 16, 1988

Total Assets

$333M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

September 22, 1997

Exam Type

Large Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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