This institution is no longer active

Operations ceased on December 16, 2011. CRA examination history below reflects the period it was active.

PREMIER COMMUNITY BANK OF THE EMERALD COAST

CRESTVIEW, FL · Supervised by FDIC

Est. 2006FDIC #58,343RSSD: FDIC-58343

Satisfactory Same

Current rating · Exam: January 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.19%

Institution Profile

FDIC BankFind

Address

345 East James Lee Boulevard, CRESTVIEW, FL

County

Okaloosa County

Established

September 5, 2006

Total Assets

$126M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2012

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$126M

Total Deposits

$112M

Net Loans

$81M

Net Income

$-4,361K

ROA

-4.19%

ROE

-469.58%

Risk-Based Capital

-1.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2009

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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