🏦Bank Scorer

This institution is no longer active

Operations ceased on June 24, 2004. CRA examination history below reflects the period it was active.

PREMIER COMMUNITY BANK

VENICE, FL · Supervised by FDIC

Est. 1996FDIC #34,344RSSD: FDIC-34344
Part ofP C B BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

160 Pointe Loop Drive, VENICE, FL

County

Sarasota County

Established

November 1, 1996

Total Assets

$134M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$134M

Total Deposits

$96M

Net Loans

$87M

Net Income

$263K

ROA

0.81%

ROE

11.38%

Risk-Based Capital

10.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1998

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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