FCB BANCSHARES INC is the bank holding company. PREMIER BANK OF THE SOUTH is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

FCB BANCSHARES INC

Legal name: FCB BANCSHARES, INC.

1 active bank · $372M combined assets

RSSD ID: 2226484 (FFIEC NIC)

Combined Assets

$372M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPREMIER BANK OF THE SOUTHCULLMAN, ALSatisfactory$372MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$372M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$339M

Net Income

$933K

ROA (avg)

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

126

Origination Rate

97.62%

Denial Rate

2.38%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PREMIER BANK OF THE SOUTH	CULLMAN, AL	FDIC	$372M	100.0%	Satisfactory	Apr 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.