This institution is no longer active

Operations ceased on January 22, 2010. CRA examination history below reflects the period it was active.

PREMIER AMERICAN BANK

MIAMI, FL · Supervised by FDIC

Est. 2001FDIC #57,147RSSD: FDIC-57147

Satisfactory Same

Current rating · Exam: January 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.86%

Institution Profile

FDIC BankFind

Address

5301 Blue Lagoon Drive, Suite 200, MIAMI, FL

County

Miami-Dade County

Established

September 4, 2001

Total Assets

$299M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 5, 2009

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$299M

Total Deposits

$286M

Net Loans

$266M

Net Income

$-21,299K

ROA

-5.86%

ROE

-154.62%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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