Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.7B
Total Deposits
$6.4B
Net Loans
$6.1B
Net Income
$31M
ROA
1.63%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.97%
Risk-Based Capital
13.98%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 309 | 82.85% | 3.88% |
| 2022 | 305 | 79.02% | 4.26% |
| 2021 | 248 | 80.65% | 3.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Large Bank |
| May 2020 | Satisfactory | Large Bank |
| Sep 2018 | Needs to Improve | Large Bank |
9 previous ratings locked — back to 1994
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Total Branches
16
Branch Deposits
$6.1B
1-Year Change
+1
5-year net change: +3 branches
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