Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$993M
Net Loans
$550M
Net Income
$2M
ROA
0.88%
Below avg for Community banks. Peer avg: 0.90%
ROE
11.80%
Risk-Based Capital
16.82%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 46 | 52.17% | 19.57% |
| 2023 | 56 | 55.36% | 7.14% |
| 2019 | 89 | 37.08% | 23.60% |
| 2018 | 71 | 57.75% | 11.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2021 | Satisfactory | Intermediate Small Bank |
| Feb 2018 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2004
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Total Branches
9
Branch Deposits
$863M
1-Year Change
0
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