This institution is no longer active

Operations ceased on July 29, 2011. CRA examination history below reflects the period it was active.

POINT LOMA COMMUNITY BANK

SAN DIEGO, CA · Supervised by FDIC

Est. 2004FDIC #57,808RSSD: FDIC-57808

Part ofCAPITOL BCORP LTD→ View all charters

Satisfactory

Current rating · Exam: September 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.63%

Institution Profile

FDIC BankFind

Address

1350 Rosecrans Street, SAN DIEGO, CA

County

San Diego County

Established

August 2, 2004

Total Assets

$225M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$225M

Total Deposits

$206M

Net Loans

$164M

Net Income

$-729K

ROA

-0.63%

ROE

-7.47%

Risk-Based Capital

11.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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