PNC BANK, NATIONAL ASSOCIATION
WILMINGTON, DE · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$567.9B
Total Deposits
$441.5B
Net Loans
$342.4B
Net Income
$1.9B
ROA
1.32%
Below avg for Large banks. Peer avg: 1.37%
ROE
12.59%
Risk-Based Capital
13.34%
Below avg for Large banks. Regulatory min: 8%
Compared to the peer-bank Large peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 111,589 | 50.93% | 28.92% |
| 2023 | 128,990 | 51.87% | 27.16% |
| 2022 | 193,207 | 55.86% | 23.92% |
| 2021 | 165,985 | 57.16% | 20.24% |
| 2020 | 163,757 | 55.75% | 20.75% |
| 2019 | 154,311 | 59.32% |
Last 12 Months
3,593
Since 2018
21,882
all complaints on record
Monetary Relief
10.8%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
This is the only examination on record for this bank.
Total Branches
2,316
Branch Deposits
$432.5B
1-Year Change
-24
5-year net change: -9 branches
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Preview:
| 20.06% |
| 2018 | 149,970 | 56.17% | 24.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Large bank avg: 31.66% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 275 | 13 |
| September 2025 | 272 | 8 |
| October 2025 | 312 | 19 |
| November 2025 | 297 | 18 |
| December 2025 | 361 | 21 |
| January 2026 | 358 | 18 |
| February 2026 | 290 | 16 |
| March 2026 | 318 | 30 |
| April 2026 | 290 | 23 |
| May 2026 | 294 | 0 |
| June 2026 | 238 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.