🏦Bank Scorer

PNC BANK, NATIONAL ASSOCIATION

WILMINGTON, DE · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1804FDIC #6,384
Part ofPNC Financial Services Group→ View all charters
Satisfactory

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

98

0.17 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.32%

Institution Profile

FDIC BankFind

Address

222 Delaware Ave, WILMINGTON, DE

County

New Castle County

Established

January 1, 1804

Total Assets

$567.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 28, 1993

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$567.9B

Total Deposits

$441.5B

Net Loans

$342.4B

Net Income

$1.9B

ROA

1.32%

ROE

12.59%

Risk-Based Capital

13.34%

Regulatory minimum: 8%

Peer Comparison

Large banks

Compared to the peer-bank Large peer group (same asset tier).

Complaints / $B0.17Peer avg: 0.83▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

2,316

Branch Deposits

$432.5B

1-Year Change

-24

5-year net change: -9 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
2024111,58950.93%28.92%
2023128,99051.87%27.16%
2022193,20955.85%23.92%
2021165,98557.16%20.24%
2020163,75755.75%20.75%
2019154,31159.32%20.06%
2018149,97056.17%24.16%

2024 national avg denial rate: 23.75% · above-average shown in red

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

98

All Time

657

Monetary Relief

15.1%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.17 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 2024102
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202510
October 202580
November 202560
December 202570
January 202621
February 202610
March 2026102
April 2026272
May 2026190
June 2026170

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

This is the only examination on record for this bank.

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