🏦Bank Scorer

COMENITY BANK

WILMINGTON, DE · Supervised by FDIC

Est. 1989FDIC #27,499RSSD: FDIC-27499
Outstanding Same

Current rating · Exam: March 2024

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 5.25%

Institution Profile

FDIC BankFind

Address

1 Righter Pkwy, WILMINGTON, DE

County

New Castle County

Established

May 1, 1989

Total Assets

$7.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2024

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
Estimated next exam:Mar 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.8B

Total Deposits

$4.0B

Net Loans

$5.6B

Net Income

$102M

ROA

5.25%

ROE

38.74%

Risk-Based Capital

16.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$3.4B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2014

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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