🏦Bank Scorer

WILMINGTON TRUST FSB

WILMINGTON, DE · Supervised by OTS

Est. 1995FDIC #34,069
Satisfactory Same

Current rating · Exam: July 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.16%

Institution Profile

FDIC BankFind

Address

1100 N Market St, WILMINGTON, DE

County

New Castle County

Established

October 2, 1995

Total Assets

$760M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 20, 2009

Exam Type

Large Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$760M

Total Deposits

$5M

Net Loans

$25M

Net Income

$302K

ROA

0.16%

ROE

0.18%

Risk-Based Capital

274.08%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

43

Branch Deposits

$5M

1-Year Change

-5

5-year net change: +9 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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