5 active banks · 16 merged/absorbed · $567.9B combined assets
Combined Assets
$567.9B
CRA Rating Summary
Across all 83 exams on record for this banking group's charters, 99% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
3 of 5 banks · Exceeds expectations for community lending
Combined Assets
$567.9B
5 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$441.5B
Net Income
$1.9B
ROA (avg)
1.32%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
111,589
Origination Rate
50.93%
Denial Rate
28.92%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| PNC BANK, NATIONAL ASSOCIATION | WILMINGTON, DE | OCC | $567.9B | Satisfactory | May 1993 |
| INTERNATIONAL CITY BANK, N.A. | LONG BEACH, CA | OCC | — | Satisfactory | Oct 2017 |
| NATIONAL CITY BANK OF MICHIGAN/ILLINOIS | BANNOCKBURN, IL | OCC | — | Outstanding | Feb 2000 |
| PNC BANK, NATIONAL ASSOCIATION | WILMINGTON, PA | OCC | — | Outstanding | Jun 2022 |
| RIGGS BANK, N.A. | MCLEAN, VA | OCC | — | Outstanding | Apr 2003 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.