🏦Bank Scorer

PLUMAS BANK

QUINCY, CA · Supervised by FDIC

Est. 1980FDIC #23,275RSSD: FDIC-23275
Part ofPLUMAS BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.79%

Institution Profile

FDIC BankFind

Address

336 Main St, QUINCY, CA

County

Plumas County

Established

December 13, 1980

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$1.8B

Net Loans

$1.5B

Net Income

$10M

ROA

1.79%

ROE

14.41%

Risk-Based Capital

16.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

16

Branch Deposits

$1.4B

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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