🏦Bank Scorer

This institution is no longer active

Operations ceased on November 1, 2017. CRA examination history below reflects the period it was active.

PLAZA BANK

IRVINE, CA · Supervised by FDIC

Est. 2005FDIC #58,100RSSD: FDIC-58100
Part ofCARPENTER BANK PARTNERS INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2017

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

18200 Von Karman Avenue., Suite 500, IRVINE, CA

County

Orange County

Established

December 30, 2005

Total Assets

$1.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2017

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$1.1B

Net Loans

$1.0B

Net Income

$13M

ROA

1.38%

ROE

12.19%

Risk-Based Capital

13.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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