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This institution is no longer active

Operations ceased on April 1, 2017. CRA examination history below reflects the period it was active.

PLATINUM BANK

BRANDON, FL · Supervised by FDIC

Est. 1997FDIC #34,620RSSD: FDIC-34620
Part ofPLATINUM BANK HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: September 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.13%

Institution Profile

FDIC BankFind

Address

802 West Lumsden Road, BRANDON, FL

County

Hillsborough County

Established

December 8, 1997

Total Assets

$606M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2014

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$606M

Total Deposits

$519M

Net Loans

$458M

Net Income

$-3,093K

ROA

-2.13%

ROE

-25.91%

Risk-Based Capital

9.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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