🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 2022. CRA examination history below reflects the period it was active.

PIONEER BANK, SSB

AUSTIN, TX · Supervised by FDIC

Est. 2007FDIC #58,577RSSD: FDIC-58577
Part ofJLL ASSOCIATES G P FCH L L C→ View all charters
Satisfactory Same

Current rating · Exam: June 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

623 W. 38th Street, AUSTIN, TX

County

Travis County

Established

May 14, 2007

Total Assets

$1.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2019

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$1.5B

Total Deposits

$1.2B

Net Loans

$817M

Net Income

$2M

ROA

0.56%

ROE

5.04%

Risk-Based Capital

17.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate20.42%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202128955.02%20.42%
202040857.11%17.65%
201943955.13%30.30%
201893555.61%33.16%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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