Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$248M
Total Deposits
$200M
Net Loans
$173M
Net Income
$-65K
ROA
-0.11%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.93%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 85 | 85.88% | 5.88% |
| 2023 | 105 | 80% | 2.86% |
| 2022 | 198 | 83.84% | 4.55% |
| 2019 | 75 | 70.67% | 17.33% |
| 2018 | 116 | 68.1% | 13.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Small Bank |
| Jul 2017 | Satisfactory | Small Bank |
| Sep 2011 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$196M
1-Year Change
+1
5-year net change: +2 branches
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