This institution is no longer active

Operations ceased on July 28, 2007. CRA examination history below reflects the period it was active.

PEOPLE'S COMMUNITY BANK OF THE WEST COAST

SARASOTA, FL · Supervised by FDIC

Est. 1999FDIC #35,144RSSD: FDIC-35144

Part ofPEOPLES CMTY BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: March 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

25 South Links Avenue, SARASOTA, FL

County

Sarasota County

Established

October 4, 1999

Total Assets

$324M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$324M

Total Deposits

$239M

Net Loans

$255M

Net Income

$2M

ROA

1.41%

ROE

15.04%

Risk-Based Capital

11.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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