This institution is no longer active
Operations ceased on December 1, 2002. CRA examination history below reflects the period it was active.
BLUE RIDGE, GA ยท Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$360M
Total Deposits
$261M
Net Loans
$282M
Net Income
$4M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.22%
Risk-Based Capital
11.52%
Below avg for Small banks. Regulatory min: 8%
Total Assets โ Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2001 | Satisfactory | Large Bank |
| Oct 1998 | Outstanding | Small Bank |
| Oct 1995 | Satisfactory | Not Reported |
2 previous ratings locked โ back to 1990
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Total Assets