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This institution is no longer active

Operations ceased on February 2, 2004. CRA examination history below reflects the period it was active.

PENINSULA BANK OF COMMERCE

MILLBRAE, CA · Supervised by FDIC

Est. 1981FDIC #23,543RSSD: FDIC-23543
Part ofGREATER BAY BCORP→ View all charters
Satisfactory Up

Current rating · Exam: January 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.60%

Institution Profile

FDIC BankFind

Address

1001 Broadway, MILLBRAE, CA

County

San Mateo County

Established

September 25, 1981

Total Assets

$395M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$395M

Total Deposits

$262M

Net Loans

$193M

Net Income

$7M

ROA

1.60%

ROE

19.42%

Risk-Based Capital

18.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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