🏦Bank Scorer

This institution is no longer active

Operations ceased on June 25, 2010. CRA examination history below reflects the period it was active.

PENINSULA BANK

ENGLEWOOD, FL · Supervised by FDIC

Est. 1986FDIC #26,563RSSD: FDIC-26563
Satisfactory Same

Current rating · Exam: December 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.40%

Institution Profile

FDIC BankFind

Address

3100 South Mccall Road, ENGLEWOOD, FL

County

Charlotte County

Established

January 21, 1986

Total Assets

$630M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2007

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$630M

Total Deposits

$580M

Net Loans

$371M

Net Income

$-3,770K

ROA

-2.40%

Risk-Based Capital

-2.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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