This institution is no longer active
Operations ceased on February 21, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Serious failures in community lending obligations — can trigger regulatory consequences
Exam Date
Exam Type
Regulator
Total Assets
$189M
Total Deposits
$178M
Net Loans
$45M
Net Income
$1M
ROA
0.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.30%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 26 | 88.46% | 0.00% |
| 2018 | 38 | 92.11% | 5.26% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Substantial Noncompliance | Small Bank |
| Jul 2022 | Needs to Improve | Small Bank |
| Mar 2020 | Needs to Improve | Small Bank |
9 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/pearland-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets