🏦Bank Scorer

This institution is no longer active

Operations ceased on September 12, 2003. CRA examination history below reflects the period it was active.

PANASIA BANK

FORT LEE, NJ · Supervised by FDIC

Est. 1993FDIC #33,791RSSD: FDIC-33791
Part ofNATIONAL PENN BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

183 Main Street, FORT LEE, NJ

County

Bergen County

Established

April 17, 1993

Total Assets

$217M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1998

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$217M

Total Deposits

$189M

Net Loans

$98M

Net Income

$1M

ROA

1.25%

ROE

10.74%

Risk-Based Capital

12.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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