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This institution is no longer active

Operations ceased on August 20, 2010. CRA examination history below reflects the period it was active.

PACIFIC STATE BANK

STOCKTON, CA · Supervised by FDIC

Est. 1987FDIC #27,090RSSD: FDIC-27090
Part ofPACIFIC STATE BCORP→ View all charters
Satisfactory Same

Current rating · Exam: February 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.00%

Institution Profile

FDIC BankFind

Address

1899 West March Lane, STOCKTON, CA

County

San Joaquin County

Established

November 2, 1987

Total Assets

$312M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$312M

Total Deposits

$279M

Net Loans

$224M

Net Income

$-3,340K

ROA

-2.00%

ROE

-53.81%

Risk-Based Capital

5.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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