🏦Bank Scorer

PACIFIC NATIONAL BANK

MIAMI, FL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1985FDIC #26,299
Satisfactory

Current rating · Exam: August 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.12%

Institution Profile

FDIC BankFind

Address

1390 Brickell Ave, MIAMI, FL

County

Miami-Dade County

Established

July 22, 1985

Total Assets

$1.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 31, 1994

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.5B

Total Deposits

$1.2B

Net Loans

$942M

Net Income

$4M

ROA

1.12%

ROE

10.18%

Risk-Based Capital

16.03%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$1.1B

1-Year Change

+1

5-year net change: +2 branches

This is the only examination on record for this bank.

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