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This institution is no longer active

Operations ceased on March 5, 2004. CRA examination history below reflects the period it was active.

PACIFIC CREST BANK

AGOURA HILLS, CA · Supervised by FDIC

Est. 1974FDIC #26,325RSSD: FDIC-26325
Part ofPACIFIC CREST CAPITAL INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.74%

Institution Profile

FDIC BankFind

Address

30343 Canwood Street, Suite 100, AGOURA HILLS, CA

County

Los Angeles County

Established

September 1, 1974

Total Assets

$567M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$567M

Total Deposits

$312M

Net Loans

$414M

Net Income

$10M

ROA

1.74%

ROE

16.71%

Risk-Based Capital

16.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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