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This institution is no longer active

Operations ceased on October 1, 1997. CRA examination history below reflects the period it was active.

PACESETTER BANK OF MONTPELIER

MONTPELIER, IN · Supervised by FDIC

Est. 1939FDIC #15,707RSSD: FDIC-15707
Part ofTOWN FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: August 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

110 South Main Street, MONTPELIER, IN

County

Blackford County

Established

December 20, 1939

Total Assets

$29M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$29M

Total Deposits

$26M

Net Loans

$17M

Net Income

$127K

ROA

0.57%

ROE

6.04%

Risk-Based Capital

19.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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