This institution is no longer active

Operations ceased on April 1, 1995. CRA examination history below reflects the period it was active.

OVERLAND BANK

TEMECULA, CA · Supervised by FDIC

Est. 1982FDIC #23,996RSSD: FDIC-23996

Needs to Improve Down

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.32%

Institution Profile

FDIC BankFind

Address

27710 Jefferson Avenue, TEMECULA, CA

County

Riverside County

Established

August 26, 1982

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$45M

Total Deposits

$39M

Net Loans

$30M

Net Income

$-150K

ROA

-1.32%

ROE

-10.95%

Risk-Based Capital

15.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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