🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2019. CRA examination history below reflects the period it was active.

ORITANI BANK

TOWNSHIP OF WASHINGTON, NJ · Supervised by FDIC

Est. 1911FDIC #28,866RSSD: FDIC-28866
Part ofORITANI FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2018

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

370 Pascack Road, TOWNSHIP OF WASHINGTON, NJ

County

Bergen County

Established

January 1, 1911

Total Assets

$4.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2018

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$4.0B

Total Deposits

$3.0B

Net Loans

$3.4B

Net Income

$37M

ROA

1.23%

ROE

10.13%

Risk-Based Capital

14.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate15.21%Peer avg: 9.91%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201921763.13%15.21%
201818556.76%14.59%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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