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This institution is no longer active

Operations ceased on June 1, 2013. CRA examination history below reflects the period it was active.

ORANGE SAVINGS BANK, SSB

ORANGE, TX · Supervised by FDIC

Est. 1954FDIC #30,696RSSD: FDIC-30696
Part ofOSB FINANCIAL SERVICES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2013

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.07%

Institution Profile

FDIC BankFind

Address

812 Sixteenth Street, ORANGE, TX

County

Orange County

Established

May 17, 1954

Total Assets

$438M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2013

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2013Call Report / FDIC

Total Assets

$438M

Total Deposits

$380M

Net Loans

$294M

Net Income

$2M

ROA

2.07%

ROE

19.93%

Risk-Based Capital

15.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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