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This institution is no longer active

Operations ceased on March 8, 2001. CRA examination history below reflects the period it was active.

ORANGE COUNTY BANK

PAOLI, IN · Supervised by FDIC

Est. 1886FDIC #204RSSD: FDIC-204
Part ofOLD NATIONAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: August 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

Main Street, PAOLI, IN

County

Orange County

Established

March 27, 1886

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1998

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$114M

Total Deposits

$76M

Net Loans

$70M

Net Income

$2M

ROA

1.38%

ROE

7.66%

Risk-Based Capital

17.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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