This institution is no longer active
Operations ceased on March 18, 1994. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$354M
Total Deposits
$324M
Net Loans
$240M
Net Income
$6K
ROA
0.00%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.02%
Risk-Based Capital
10.31%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 72 | 59.72% | 15.28% |
| 2023 | 66 | 66.67% | 13.64% |
| 2022 | 120 | 68.33% | 11.67% |
| 2021 | 106 | 80.19% | 11.32% |
| 2020 | 112 | 73.21% | 20.54% |
| 2019 | 118 | 68.64% |
This is the only examination on record for this bank.
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County
Established
Total Assets
| 2018 | 91 | 82.42% | 6.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red