🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 2024. CRA examination history below reflects the period it was active.

OAKWOOD BANK

DALLAS, TX · Supervised by FDIC

Est. 1900FDIC #10,334RSSD: FDIC-10334
Part ofOAKWOOD BANCSHARES INC→ View all charters
Needs to Improve Down

Current rating · Exam: May 2023

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.68%

Institution Profile

FDIC BankFind

Address

8411 Preston Rd, DALLAS, TX

County

Dallas County

Established

January 1, 1900

Total Assets

$862M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2027(based on asset size)

Financial Snapshot

As of Q3 2024Call Report / FDIC

Total Assets

$862M

Total Deposits

$741M

Net Loans

$695M

Net Income

$-4,337K

ROA

-0.68%

ROE

-6.44%

Risk-Based Capital

10.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

16 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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