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This institution is no longer active

Operations ceased on December 31, 9999. CRA examination history below reflects the period it was active.

OAHU FINANCE COMPANY, LTD.

WAIPAHU, HI · Supervised by FDIC

Est. 1953FDIC #24,681RSSD: FDIC-24681
Satisfactory Same

Current rating · Exam: January 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.68%

Institution Profile

FDIC BankFind

Address

94-889 Waipahu St, WAIPAHU, HI

County

Honolulu County

Established

July 21, 1953

Total Assets

$1M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$1M

Total Deposits

—

Net Loans

$209K

Net Income

$-11K

ROA

-3.68%

ROE

-3.74%

Risk-Based Capital

123.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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