🏦Bank Scorer

FINANCE FACTORS, LTD.

HONOLULU, HI · Supervised by FDIC

Est. 1952FDIC #25,158RSSD: FDIC-25158
Outstanding Up

Current rating · Exam: March 2026

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.47%

Institution Profile

FDIC BankFind

Address

1164 Bishop St, HONOLULU, HI

County

Honolulu County

Established

May 14, 1952

Total Assets

$669M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$669M

Total Deposits

$521M

Net Loans

$447M

Net Income

$-800K

ROA

-0.47%

ROE

-4.13%

Risk-Based Capital

16.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

13

Branch Deposits

$557M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

13 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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