🏦Bank Scorer

BANK OF HAWAII

HONOLULU, HI · Supervised by FDIC

Est. 1897FDIC #18,053RSSD: FDIC-18053
Part ofPACIFIC CENTURY FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: August 2000

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

111 S King St, HONOLULU, HI

County

Honolulu County

Established

January 1, 1897

Total Assets

$23.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2000

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$23.9B

Total Deposits

$21.0B

Net Loans

$14.0B

Net Income

$59M

ROA

0.98%

ROE

13.31%

Risk-Based Capital

14.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate36.61%Peer avg: 26.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

51

Branch Deposits

$20.9B

1-Year Change

0

5-year net change: -16 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20242,71544.64%36.61%
20233,45152.39%32.63%
20228,06462.21%25.27%
202111,05861.76%19.65%
202010,53555.48%17.79%
20198,39958.85%20.61%
20187,26461.99%24.22%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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