Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$7.5B
Total Deposits
$6.7B
Net Loans
$5.3B
Net Income
$22M
ROA
1.19%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.98%
Risk-Based Capital
14.60%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,068 | 45.6% | 35.49% |
| 2023 | 1,287 | 48.8% | 35.43% |
| 2022 | 2,548 | 65.19% | 23.19% |
| 2021 | 4,205 | 69.66% | 15.70% |
| 2020 | 4,686 | 67.33% | 15.69% |
| 2019 | 3,144 | 67.05% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Outstanding | Large Bank |
| Jan 2020 | Outstanding | Large Bank |
| Jan 2018 | Outstanding | Large Bank |
10 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
27
Branch Deposits
$6.6B
1-Year Change
0
5-year net change: -8 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/central-pacific-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 20.77% |
| 2018 | 3,072 | 66.54% | 21.71% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red