Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$9.0B
Total Deposits
$8.2B
Net Loans
$6.1B
Net Income
$29M
ROA
1.27%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.90%
Risk-Based Capital
14.55%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 3,384 | 63.45% | 25.92% |
| 2022 | 7,492 | 63% | 28.51% |
| 2021 | 8,096 | 70.13% | 20.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2008 | Outstanding | Large Bank |
| May 2005 | Outstanding | Large Bank |
| Sep 2002 | Outstanding | Large Bank |
5 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
36
Branch Deposits
$8.1B
1-Year Change
+1
5-year net change: -9 branches
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