🏦Bank Scorer

This institution is no longer active

Operations ceased on April 28, 2025. CRA examination history below reflects the period it was active.

NVE BANK

ENGLEWOOD, NJ · Supervised by FDIC

Est. 1887FDIC #29,875RSSD: FDIC-29875
Part ofNVE BCORP MHC→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

76 Engle St, ENGLEWOOD, NJ

County

Bergen County

Established

January 1, 1887

Total Assets

$645M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2027(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$645M

Total Deposits

$408M

Net Loans

$358M

Net Income

$2M

ROA

1.37%

ROE

6.95%

Risk-Based Capital

40.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate18.07%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248348.19%18.07%
20237958.23%15.19%
202215162.25%11.26%
202121760.83%7.83%
202021050.95%11.43%
201921749.31%18.89%
201830857.14%13.96%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1997

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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