🏦Bank Scorer

This institution is no longer active

Operations ceased on January 31, 2007. CRA examination history below reflects the period it was active.

NORTHWEST BANK

ROANOKE, TX · Supervised by FDIC

Est. 1982FDIC #24,030RSSD: FDIC-24030
Part ofTEXAS UNITED BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

615 Highway 114, ROANOKE, TX

County

Denton County

Established

October 14, 1982

Total Assets

$173M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2006Call Report / FDIC

Total Assets

$173M

Total Deposits

$136M

Net Loans

$118M

Net Income

$2M

ROA

1.23%

ROE

7.44%

Risk-Based Capital

11.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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