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This institution is no longer active

Operations ceased on February 27, 1999. CRA examination history below reflects the period it was active.

NORTHSIDE BANK OF TAMPA

TAMPA, FL · Supervised by FDIC

Est. 1989FDIC #27,498RSSD: FDIC-27498
Outstanding Up

Current rating · Exam: July 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.74%

Institution Profile

FDIC BankFind

Address

12233 North Florida Avenue, TAMPA, FL

County

Hillsborough County

Established

May 1, 1989

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$73M

Total Deposits

$64M

Net Loans

$38M

Net Income

$1M

ROA

1.74%

ROE

13.43%

Risk-Based Capital

20.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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