🏦Bank Scorer

This institution is no longer active

Operations ceased on October 3, 2014. CRA examination history below reflects the period it was active.

NORTH VALLEY BANK

REDDING, CA · Supervised by FDIC

Est. 1973FDIC #20,959RSSD: FDIC-20959
Part ofNORTH VALLEY BCORP→ View all charters
Outstanding Same

Current rating · Exam: June 1999

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.74%

Institution Profile

FDIC BankFind

Address

1327 South Street, REDDING, CA

County

Shasta County

Established

February 9, 1973

Total Assets

$922M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$922M

Total Deposits

$789M

Net Loans

$506M

Net Income

$5M

ROA

0.74%

ROE

6.07%

Risk-Based Capital

19.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/a34941a2-2a38-4d12-bdd5-2d86ef2b4be3"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: