Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.6B
Net Loans
$1.3B
Net Income
$2M
ROA
0.38%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.91%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 52.48% | 26.73% |
| 2023 | 122 | 54.1% | 20.49% |
| 2022 | 165 | 59.39% | 22.42% |
| 2021 | 199 | 76.88% | 9.55% |
| 2020 | 265 | 67.92% | 12.45% |
| 2019 | 201 | 61.69% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Large Bank |
| Dec 2020 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$1.6B
1-Year Change
0
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Preview:
| 2018 | 220 | 65% | 14.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red