🏦Bank Scorer

This institution is no longer active

Operations ceased on August 18, 2000. CRA examination history below reflects the period it was active.

NORTH COUNTY BANK

ESCONDIDO, CA · Supervised by FDIC

Est. 1974FDIC #21,621RSSD: FDIC-21621
Part ofNORWEST CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.17%

Institution Profile

FDIC BankFind

Address

444 South Escondido Boulevard, ESCONDIDO, CA

County

San Diego County

Established

June 10, 1974

Total Assets

$403M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$403M

Total Deposits

$283M

Net Loans

$255M

Net Income

$332K

ROA

0.17%

ROE

0.77%

Risk-Based Capital

12.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/6f254fcf-b396-4c0b-b58f-47771c7962cb"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: